The Gallegos Team at Altitude Home Loans
We are here to answer your questions on home mortgages. We specialize in helping first time home buyers, Veterans, move-up buyers, reverse mortgage, and clients looking to refinance their current home. Please be sure to browse through our entire site to enjoy all the benefits and free mortgage information.
We are a company that close Conventional, Reverse Mortgages, FHA, and VA loans. If you are looking for a Mortgage loan than you have found your Mortgage company. The Gallegos Team welcomes you!
Specializing in Mortgage Loans
The Altitude Home Loans Team is your premier mortgage team. We pride ourselves on offering some of the most competitive rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage.
Stop paying someone else’s mortgage! Take advantage of the many well priced homes and mortgage payments that are comparable to rent. If you are tired of renting, call us!!!!
The American dream — home ownership! More people are taking advantage of today’s low rates. We want to help you buy your first home or your dream home. We’re on your side!
Brian is a nine year navy veteran, it would be honor to help other Veterans get a mortgage loan with Zero Down so if you are tired of renting please call us.
Our numbers speak for themselves
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Mortgages Made Simple
Altitude Home Loans is committed to providing clients with the highest quality financial services combined with competitive rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs. Whether you are purchasing your dream home, refinancing an outstanding loan, or consolidating debt, the highly experienced team of loan officers here can help you find the right loan program at a competitive rate no matter what your needs are.
We understand the frustrations of finding a mortgage.
We've designed our services to make it smoother and more transparent.
Explore our frequently asked questions
Common types include conventional loans, FHA loans, VA loans, USDA loans, fixed-rate mortgages, and adjustable-rate mortgages. Each type has its own eligibility requirements, benefits, and drawbacks.
A fixed-rate mortgage has a constant interest rate throughout the loan term, leading to predictable monthly payments. An adjustable-rate mortgage (ARM) has an interest rate that can change periodically, causing fluctuations in monthly payments.
Pre-qualification provides an estimate of how much you might be able to borrow based on the information you provide. Pre-approval involves a more thorough review of your financial situation and credit history, resulting in a conditional commitment from a lender.
While it may be more challenging to qualify for a mortgage loan with bad credit, there are still options available. Government-backed loans like FHA loans may have more flexible credit requirements, and some lenders specialize in working with borrowers with less-than-perfect credit.
